Wednesday, November 21, 2012

6 Problems to Fix in Your Home

Problems that you may want to consider fixing in your home.

  1. Air leakage throughout the house.
  2. Effective ventilation to maintain property indoor air quality.
  3. Reduce overheating in summers.
  4. When was the last time you maintained your exterior walls.
  5. Your water tank is probably rented. Get it replaced to lower your heating cost.
  6. Replace problem windows. 


Jagdeep Singh, B. Arch.

Real Estate Broker

Direct Tel: 647-287-4644

Direct Fax: 866-450-9199

www.JagdeepSingh.ca

 

Formally educated as an Architect, Jagdeep Singh is Toronto REALTOR™ consulting on both resale real estate and new developments. Powerful Local Focus on Real Estate with a Global Perspective™

This post is for information purposes only. Though effort has been made to ensure the accuracy of the contents, the reader is advised to verify the information independently. This post may contain contain information that is privileged, confidential and exempt from disclosure under applicable law. The reader is not allowed to reproduce it in any medium without the author’s prior written permission. Jagdeep Singh is a broker with Century 21 Heritage Group Ltd., brokerage (416) 798-7133 which is independently owned and operated. This message is not intended to solicit parties currently under contract.

Thursday, November 15, 2012

Toronto's Christmas Tree

Tree

 

Toronto's magnificent official Christmas tree is sponsored by Great Gulf, a Toronto home and condo builder.  This glittering evergreen is the focal point of the annual lighting display at Nathan Phillips Square, featuring lights and ornaments in various shades of white and silver and carefully wrapped with a light ribbon of holiday red.


Here are some interesting facts about the tree:

  1. The tree arrives on a flatbed truck and is lifted into place with cranes.
  2. It takes a crew of six people three to four hours to put the tree into place.
  3. The tree needs three days to settle before it can be decorated.
  4. A crew of four people will take two weeks to decorate and light the tree.
  5. Countless pieces of large machinery, including a cherry picker, are used to assist the decorating crew in placing each ornament onto the tree.
  6. Unlike an indoor tree, Toronto's Christmas tree does not need watering.
  7. Usually the official tree is 15 to 18 metres tall (50 to 60 feet). During the revitalization of Nathan Phillips Square the tree will be slightly smaller.
  8. The tree remains on display throughout the holiday season and is then recycled.


Jagdeep Singh, B. Arch.

Real Estate Broker

Direct Tel: 647-287-4644

Direct Fax: 866-450-9199

www.JagdeepSingh.ca

 

Formally educated as an Architect, Jagdeep Singh is Toronto REALTOR™ consulting on both resale real estate and new developments. Powerful Local Focus on Real Estate with a Global Perspective™

This post is for information purposes only and is adapted from the City to Toronto website. Though effort has been made to ensure the accuracy of the contents, the reader is advised to verify the information independently. This post may contain contain information that is privileged, confidential and exempt from disclosure under applicable law. The reader is not allowed to reproduce it in any medium without the author’s prior written permission. Jagdeep Singh is a broker with Century 21 Heritage Group Ltd., brokerage (416) 798-7133 which is independently owned and operated. This message is not intended to solicit parties currently under contract.

Wednesday, November 14, 2012

10 tips for effective business writing

We’re bombarded with words, all day, every day—

e-mails, brochures, reports, letters, ads, speeches, articles, PowerPoint presentations and much, much more.


You can’t afford to let your business communications get lost in the crowd—not if you want to inspire your customers to buy, encourage your employees to work harder, or simply invite associates to a business luncheon.


Here are a few ways to make your messages stand out from the pack.


1. Know your audience

It’s an old saying in the advertising business: a message aimed at everyone often appeals to no one.


To communicate effectively, you have to know your readers. Are they familiar with your subject? Are they likely to resist your message? Are they old or young, urban or rural, highly educated or not?


Knowing your readers makes it easier for you to answer everyone’s most pressing question: “What’s in it for me?”


Tip: Picture the typical reader in your mind. Is she an 18-year-old university student in a small New Brunswick town or a 60-year-old executive in Vancouver?


2. Know your message

Before typing a word, decide what you’re trying to achieve. Do you simply want to share information? Do you need to explain a difficult concept? Or do you want to inspire your readers to act? Most importantly, what is your key message?


Tip: Try to boil your message down to an ad-style slogan—for instance, “This product can save your business thousands of dollars a year.”


3. Think like a reporter

When you’re closely involved with a topic, it’s easy to overlook the obvious. For example, it’s astonishing how many websites for hotels and restaurants don’t include one vital piece of information: the address. Make sure your document includes the answers to the Five W’s and an H: who, what, where, when, why and how.


Tip: Show your document to someone outside your department or company and ask whether anything is missing.


4. Banish buzzwords and clichés

Too much business writing these days is stuffed with clichés and over-used buzzwords. What business isn’t “service-oriented”? And if a company isn’t “solutions-focused,” what is it focused on? Creating problems?


Clichés are expressions that come out of nowhere and suddenly seem to be everywhere, to the point that they become almost meaningless. How many times have you read about low-hanging fruit, win-win solutions or pushing the envelope? Do they inspire you—or make you yawn? Thought so.


Tip:  When you detect a cliché, try to come up with a fresher metaphor for the same idea. Instead of “thinking outside the box,” how about “breaking away from the herd”? But don’t work too hard to be clever. Often, simply saying what you mean—“thinking in innovative ways”—is best.


5. Junk the jargon

Every field has its acronyms and technical terms. They’re useful shorthand when every reader knows the lingo. But if you’re writing for people outside your field—which will often include your customers—get rid of the inside slang or you may create confusion.


Tip: If you absolutely can’t avoid using jargon, at least explain it. On a webpage, for instance, you can insert a hyperlink to the definition.


6. Keep it tight

Short sentences, short paragraphs and short documents have a better chance of capturing readers’ attention. That’s particularly true of 

e-mails and other electronic documents because we read more slowly on screen than on paper. Cut the flab to keep your readers.  Here are a few tips.


Delete redundant adjectives. All friends are personal; all innovations are new; all disasters are serious.

Don’t disguise your verbs as verb/noun pairs. Don’t “make a decision” or “carry out an improvement.” Just “decide” or “improve.”

Cut windy phrases. Why say “We are in the process of upgrading our IT systems” when you can simply say “We are upgrading our IT systems”?

Tip: Pretend the document you’re working on is a telegram and every word costs you $10. Edit accordingly.


7. Make it plain and simple

People often skim documents for key information before deciding to read the whole thing. Make it easy for them.


Write a clear subject line for your e-mail (“Read this now” doesn’t cut it) or a clear headline for your article.

Put deadlines and other vital points in bold.

Break up messages with descriptive subheads.

Put lists—like this one—in bullet format.

Make sure the most important information is at the top.

And avoid using $20 words when 20-cent ones will do. Instead of “facilitating ameliorations to our customer service environment,” simply “improve customer service.”


Tip: Try to write the way you speak.


8. Leave the symbols and abbreviations on your phone

When you’re texting your kids, go ahead and use “&” “etc.” “e.g.” and other shorthand. But if you’re writing to impress clients, employees or investors, use full words. It’s simply more professional.


Tip: If you frequently use certain symbols, put a sticky note on your computer monitor reminding yourself to “search and replace” them.


9. Get active

What’s the difference between these two sentences?


Rebates will be provided on all new purchases.

XYZ Corp. will provide rebates on all new purchases.

In the first case, we don’t know who is providing the rebate. In the second, the company is the subject of the sentence.


In grammatical terms, the first sentence is in the passive voice and the second is in the active voice.


OK. But why should you care?


Putting sentences in active voice is a quick way to brighten your writing. Sentences in active voice are often shorter and usually clearer than those in passive voice, and inspire more trust in readers. Everyone wants to know who is doing what.


Tip: Ask yourself, “Who is acting in this sentence?” If that person or organization isn’t in the sentence, add it as the subject of the verb.


10. Proofread

Spell checkers are useful tools, but they’re far from perfect. They’ll rarely alert you when you’ve used an actual word in the wrong context—just ask anyone who has ever invited customers to contact the “sales manger.” Proofread your documents before printing them or hitting “send.”


Tip: Read documents aloud to catch missing words. And if you see one mistake, read the rest of the paragraph particularly closely—typos tend to cluster.



Jagdeep Singh, B. Arch.

Real Estate Broker

Direct Tel: 647-287-4644

Direct Fax: 866-450-9199

www.JagdeepSingh.ca

 

Formally educated as an Architect, Jagdeep Singh is Toronto REALTOR™ consulting on both resale real estate and new developments. Powerful Local Focus on Real Estate with a Global Perspective™

This post is for information purposes only. Though effort has been made to ensure the accuracy of the contents, the reader is advised to verify the information independently. This post may contain contain information that is privileged, confidential and exempt from disclosure under applicable law. The reader is not allowed to reproduce it in any medium without the author’s prior written permission. Jagdeep Singh is a broker with Century 21 Heritage Group Ltd., brokerage (416) 798-7133 which is independently owned and operated. This message is not intended to solicit parties currently under contract.

3 Benefits to buying a business

Usually there are 2 options: either you work in a job or own a business. For the latter, you can start your own or plan to buy a business. There can be advantages to start your own, however consider the following 3 advantages of getting into a franchise model. 
  1. Benefit from the work that has already been done on building a brand, developing customer relationships, developing business processes and acquiring assets.
  2. Can start bringing in profits more quickly.
  3. Can be easier to get financing because the business model is proven.
In any case, it always helps to discuss with a professional REALTOR the pros and cons of your specific situation and how best to leverage all the options to your advantage. 


Jagdeep Singh, B. Arch.

Real Estate Broker

Direct Tel: 647-287-4644

Direct Fax: 866-450-9199

www.JagdeepSingh.ca

 

Formally educated as an Architect, Jagdeep Singh is Toronto REALTOR™ consulting on both resale real estate and new developments. Powerful Local Focus on Real Estate with a Global Perspective™

This post is for information purposes only. Though effort has been made to ensure the accuracy of the contents, the reader is advised to verify the information independently. This post may contain contain information that is privileged, confidential and exempt from disclosure under applicable law. The reader is not allowed to reproduce it in any medium without the author’s prior written permission. Jagdeep Singh is a broker with Century 21 Heritage Group Ltd., brokerage (416) 798-7133 which is independently owned and operated. This message is not intended to solicit parties currently under contract.

Sunday, November 11, 2012

20 Safety Questions You Must Ask Yourself

Home-safety35pc

Check for the basics throughout your home. Here is a list to get you started.

  1. Do you have emergency numbers next to the phone?
  2. Is there a stepladder handy?
  3. Are electrical outlets exposed?
  4. Are extension cords frayed? 
  5. Do you check electrical outlets to be sure they’re not overloaded?
  6. Do you know where the circuit breaker or fuse box is?
  7. Do you know how to turn off the electricity and gas in an emergency?
  8. Do you have fresh batteries in the smoke detector and the carbon monoxide detector?
  9. Is your fire extinguisher ready to use? Do you even have one?
  10. Are your floors non-skid?
  11. Are your floor coverings and rugs secure?
  12. Do you have protective screens in front of fireplaces?
  13. Are candles kept away from walls and curtains?
  14. Do interior doors have safety release locks so they can open from either side?
  15. If there are small children in your home, are windows and screens secure?
  16. Is lead-free paint used on all surfaces?
  17. Are furnaces and flues regularly inspected and cleaned?
  18. Does everyone know two ways to exit your home?
  19. With lesser daylight, are the surroundings of your home properly lit?
  20. Is your heating equipment or furnace maintenance up to date?


Jagdeep Singh, B. Arch.

Real Estate Broker

Direct Tel: 647-287-4644

Direct Fax: 866-450-9199

www.JagdeepSingh.ca

 

Formally educated as an Architect, Jagdeep Singh is Toronto REALTOR™ consulting on both resale real estate and new developments. Powerful Local Focus on Real Estate with a Global Perspective™

This post is for information purposes only. Though effort has been made to ensure the accuracy of the contents, the reader is advised to verify the information independently. This post may contain contain information that is privileged, confidential and exempt from disclosure under applicable law. The reader is not allowed to reproduce it in any medium without the author’s prior written permission. Jagdeep Singh is a broker with Century 21 Heritage Group Ltd., brokerage (416) 798-7133 which is independently owned and operated. This message is not intended to solicit parties currently under contract.

20 Safety Questions You Must Ask Yourself

Home-safety35pc

Check for the basics throughout your home. Here is a list to get you started.

  1. Do you have emergency numbers next to the phone?
  2. Is there a stepladder handy?
  3. Are electrical outlets exposed?
  4. Are extension cords frayed? 
  5. Do you check electrical outlets to be sure they’re not overloaded?
  6. Do you know where the circuit breaker or fuse box is?
  7. Do you know how to turn off the electricity and gas in an emergency?
  8. Do you have fresh batteries in the smoke detector and the carbon monoxide detector?
  9. Is your fire extinguisher ready to use? Do you even have one?
  10. Are your floors non-skid?
  11. Are your floor coverings and rugs secure?
  12. Do you have protective screens in front of fireplaces?
  13. Are candles kept away from walls and curtains?
  14. Do interior doors have safety release locks so they can open from either side?
  15. If there are small children in your home, are windows and screens secure?
  16. Is lead-free paint used on all surfaces?
  17. Are furnaces and flues regularly inspected and cleaned?
  18. Does everyone know two ways to exit your home?
  19. With lesser daylight, are the surroundings of your home properly lit?
  20. Is your heating equipment or furnace maintenance up to date?


Jagdeep Singh, B. Arch.

Real Estate Broker

Direct Tel: 647-287-4644

Direct Fax: 866-450-9199

www.JagdeepSingh.ca

 

Formally educated as an Architect, Jagdeep Singh is Toronto REALTOR™ consulting on both resale real estate and new developments. Powerful Local Focus on Real Estate with a Global Perspective™

This post is for information purposes only. Though effort has been made to ensure the accuracy of the contents, the reader is advised to verify the information independently. This post may contain contain information that is privileged, confidential and exempt from disclosure under applicable law. The reader is not allowed to reproduce it in any medium without the author’s prior written permission. Jagdeep Singh is a broker with Century 21 Heritage Group Ltd., brokerage (416) 798-7133 which is independently owned and operated. This message is not intended to solicit parties currently under contract.

Wednesday, November 7, 2012

10 least expensive Canadian cities to buy a home

Are you feeling that you have been priced out of a home in Greater Toronto Area. If so, here is a list of 10 least expensive cities that you can probably buy in. 


10. Winnipeg

9. Sherbrooke

8. Gatineau

7. Sudbury

6. London & St. Thomas, ON

5. Saguenay

4. Thunder Bay

3. Windsor – Essex

2. Saint John

1. Trois Rivières


Jagdeep Singh, B. Arch.

Real Estate Broker

Direct Tel: 647-287-4644

Direct Fax: 866-450-9199

www.JagdeepSingh.ca

 

Formally educated as an Architect, Jagdeep Singh is Toronto REALTOR™ consulting on both resale real estate and new developments. Powerful Local Focus on Real Estate with a Global Perspective™

This post is for information purposes only. Though effort has been made to ensure the accuracy of the contents, the reader is advised to verify the information independently. This post may contain contain information that is privileged, confidential and exempt from disclosure under applicable law. The reader is not allowed to reproduce it in any medium without the author’s prior written permission. Jagdeep Singh is a broker with Century 21 Heritage Group Ltd., brokerage (416) 798-7133 which is independently owned and operated. This message is not intended to solicit parties currently under contract.

Monday, November 5, 2012

Six Questions to Ask when buying a Condo?

What is the Standard Unit as per Condo documents? 
Condo documents usually provide for a description of a standard condo unit. If the unit you are contemplating to buy is not the standard unit, i.e. it has been improved or walls have been removed, then you want to make sure that you understand what is and isn't covered as part of the insurance. It is not unsual for owners to convert 3 bedroom units to 2 bedroom units to allow themselves more room. So understanding this becomes important.

Get the scoop on the Reserve Fund 
First, reserve funds requirements vary from province to province, so be sure to check what the provincial stipulations regarding the review of reserve funds are. In Ontario, it is mandated a condo has to undertake a Reserve Fund Study “periodically”, but this can be anywhere between 3-5 years. Make sure the reserve is proportionate to the age of the building – the general rule of thumb is to invest in condos that have a reserve fund comprised of 10% of their operating budget.

Who is the developer? 

It should go without saying, but do due diligence on who’s building your condo. Hot markets bring several developers to the area to start setting up shop, but have they a reliable portfolio?  What is condition of their existing inventory? Which contractors do they work with? The CMHC advises reviewing paperwork such as a disclosure statement, technical audit, and documents regarding bylaws and zones, etc.

Research the company’s financial and legal history

Take a look into the financial and legal history of the developer. Many major markets will have independent bodies that collect research on these kinds of statistics. TARION is a good source. Whether there are lawsuits between condo owner and developer, manufacturer, architect – it pays to get the facts to see what is being contended, and if it could wind up being a deal breaker.

Who manages the condo association?
The days of self-governing condo associations are fading as developments grow in size and scale. Many condo associations are opting for the help of a registered firm or individual to take care of issues such as budgeting, physical building maintenance and handling homeowner complaints. Knowing who takes care of these issues will help you gage how long it will take for them to be resolved.

What Does Master Insurance Cover? 
A portion of monthly condo fees are put towards insurance for common areas, whilst individual homeowners can insure their own units and renters can opt for tenant insurance. Make sure to note which areas specially count as “common areas” and are therefore covered, and more importantly, which are not. Master Insurance policies can either be “Bare Walls-In”, which covers the physical property but not necessarily things like countertops and fixtures, or “All-In”, which covers installations as well as construction.


Jagdeep Singh, B. Arch.

Real Estate Broker

Direct Tel: 647-287-4644

Direct Fax: 866-450-9199

www.JagdeepSingh.ca

 

Formally educated as an Architect, Jagdeep Singh is Toronto REALTOR™ consulting on both resale real estate and new developments. Powerful Local Focus on Real Estate with a Global Perspective™

This post is for information purposes only. Though effort has been made to ensure the accuracy of the contents, the reader is advised to verify the information independently. This post may contain contain information that is privileged, confidential and exempt from disclosure under applicable law. The reader is not allowed to reproduce it in any medium without the author’s prior written permission. Jagdeep Singh is a broker with Century 21 Heritage Group Ltd., brokerage (416) 798-7133 which is independently owned and operated. This message is not intended to solicit parties currently under contract.